How to Make Your Money Last


  • Author : Jane Bryant Quinn
  • Publisher : Simon and Schuster
  • Release : 2017-01-10
  • ISBN : 1476743770
  • Language : En, Es, Fr & De

"With How to Make Your Money Last, you will learn how to turn your retirement savings into a steady paycheck that will last for life. Today, people worry that they're going to run out of money in their older age. That won't happen if you use a few tricks for squeezing higher payments from your assets--from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and--critically--how much to withdraw from your savings each year?). The right moves will not only raise the amount you have to spend, they'll stretch out your money over many more years. You will also learn to look at your savings and investments in a new way. If you stick with super-safe choices the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you'll still have spending money 10 and 20 years from now, you have to invest for growth, today. Quinn shows you how. At a time when people are living longer, yet retiring with a smaller pot of savings than they'd hoped for, this book will become the essential guide"--

How to Make Your Money Last


  • Author : Jane Bryant Quinn
  • Publisher : Simon and Schuster
  • Release : 2016-01-05
  • ISBN : 1476743789
  • Language : En, Es, Fr & De

NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.

How to Make Your Money Last


  • Author : Jane Bryant Quinn
  • Publisher : Simon and Schuster
  • Release : 2016-01-05
  • ISBN : 1476743762
  • Language : En, Es, Fr & De

Quinn shows you how to turn your retirement savings into a steady paycheck that will last for life. Today, people worry that they're going to run out of money in their older age. That won't happen if you use a few tricks for squeezing higher payments from your assets. The right moves will not only raise the amount you have to spend, they'll stretch out your money over many more years. You will also learn to look at your savings and investments in a new way.

How to Make Your Money Last - Completely Updated for Planning Today


  • Author : Jane Bryant Quinn
  • Publisher : Simon & Schuster
  • Release : 2020-01-07
  • ISBN : 1982115831
  • Language : En, Es, Fr & De

NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.

The Ultimate Retirement Guide for 50+


  • Author : Suze Orman
  • Publisher : Hay House
  • Release : 2020
  • ISBN : 140195992X
  • Language : En, Es, Fr & De

Want to enjoy the most of your retirement? Everything you need to know to enjoy life in your golden years is right in this book. Suze Orman, New York Times bestseller and America's go-to money expert, gives the straight talk on how to make money, invest safely, out-of-the-box ideas to grow your money, how to lower your living costs, Roth IRAs, 401(ks)s, and insurance - and much more.

Make Your Money Last a Lifetime


  • Author : Kevin Bourke
  • Publisher : Bwm
  • Release : 2012-07-01
  • ISBN : 9780984789528
  • Language : En, Es, Fr & De

For more than 25 years, Bourke has helped seniors and retirees manage the challenging issue of financing retirement. With this book, he will share some of his secrets.

Massey on Money


  • Author : Jeffrey H. Massey
  • Publisher : Brightstar Publishing
  • Release : 2018-06-11
  • ISBN : 9781619617582
  • Language : En, Es, Fr & De

You're over fifty and transitioning into retirement. You have a moderate amount of capital but not a lot of investing experience. So how do you build a solid postcareer income that you won't outlive? Just ask Jeff Massey! As the host of the popular radio program Massey on Money(TM), Jeff offers his invaluable insight and advice on wealth management matters. Now he provides an essential road map to help you on the journey to a successful retirement, with easy-to-understand directions on how to - Discover your best investment options - Maximize your Social Security benefits and minimize your tax burden - Choose a financial advisor with your best interests at heart - Prepare for inflation and work around it - Safeguard your estate for your loved ones - And more It's never too late to prepare for your financial future, even if you aren't a "numbers person." Massey on Money(TM) will show you how.

Slash Your Retirement Risk


  • Author : Chris Cook
  • Publisher : Red Wheel/Weiser
  • Release : 2017-09-18
  • ISBN : 1632659158
  • Language : En, Es, Fr & De

When it comes to retirement investing, too much emphasis today is on investment returns, which often come at the expense of income dependability and peace of mind. Slash Your Retirement Risk redefines how to invest for retirement to maximize your reliable income and stabilize your financial future. Rather than the typical approach to portfolio management—focusing on returns and ignoring dramatic market downswings that can decimate portfolios—author Chris Cook shows investors how to create income reliability without sacrificing reasonable growth. Instead of chasing uncertain returns, Slash Your Retirement Risk's strategy will help ensure your retirement portfolio will capitalize on opportunities for growth while weathering the inevitable economic ups and downs. You will achieve reliable returns and suffer fewer sleepless nights worrying about whether your money will last as long as you do. Slash Your Retirement Risk is your step-by-step guide to create a retirement portfolio that will provide true financial peace of mind, one that features: The broad diversification essential in today's globally interconnected marketplace. A built-in ability to capitalize on market upswings to generate growth. Automatic protections against inevitable market downswings. An investing strategy that minimizes fees and costs to maximize portfolio gains.

Winning Retirement: Proven Strategies to Make Your Money Last and to Win Over Wall Street, Health-Care & Big Government Spending


  • Author : Greg Taylor
  • Publisher : Advantage Media Group
  • Release : 2012-09-01
  • ISBN : 1599323370
  • Language : En, Es, Fr & De

It's a Whole New Game We've all experienced life's "game changers" that alter our course. We graduate, we marry, we have children, we get that big promotion. And we retire. Happy times - or they should be. But what do you do when those paychecks stop? Suddenly, the rules have changed. Retirement is a whole new game - and not the kind you find in casinos, though far too many treat it that way. Don't let Wall Street and Uncle Sam steal your joy. Taylor and his team of professionals - experts in elder law, estate planning, insurance and investment - know how to play it both safe and profitable. Taylor can help you turn your nest egg into a guaranteed stream of lifelong income, and much more. He knows how to grow it to beat inflation with a healthy return, free of risk and secure from the stockbroker's grips. He knows ways to assure you'll get the kind of long-term care you want, if you need it - and if you don't, the money can go to your heirs, tax-free. It takes a good game plan, custom designed for your unique needs, and it takes a dedicated team to lead you to victory. You have the ability to win, no matter what - and Greg Taylor is the coach who makes it happen.

Making the Most of Your Money Now


  • Author : Jane Bryant Quinn
  • Publisher : Simon and Schuster
  • Release : 2009-12-29
  • ISBN : 9781416553526
  • Language : En, Es, Fr & De

Named the best personal finance book on the market by Consumers Union, Jane Bryant Quinn's bestseller Making the Most of Your Money has been completely revised and updated to provide a guide to financial recovery, independence, and success in the new economy. Getting your financial life on track and keeping it there -- nothing is more important to your family and you. This proven, comprehensive guidebook steers you around the risks and helps you make smart and profitable decisions at every stage of your life. Are you single, married, or divorced? A parent with a paycheck or a parent at home? Getting your first job or well along in your career? Helping your kids in college or your parents in their older age? Planning for retirement? Already retired and worried about how to make your money last? You'll find ideas to help you build your financial security here. Jane Bryant Quinn answers more questions more completely than any other personal-finance author on the market today. You'll reach for this book again and again as your life changes and new financial decisions arise. Here are just a few of the important subjects she examines: • Setting priorities during and after a financial setback, and bouncing back • Getting the most out of a bank while avoiding fees • Credit card and debit card secrets that will save you money • Family matters -- talking money before marriage and mediating claims during divorce • Cutting the cost of student debt, and finding schools that will offer big "merit" scholarships to your child • The simplest ways of pulling yourself out of debt • Why it's so important to jump on the automatic-savings bandwagon • Buying a house, selling one, or trying to rent your home when buyers aren't around • Why credit scores are more important than ever, plus tips on keeping yours in the range most attractive to lenders • Investing made easy -- mutual funds that are tailor-made for your future retirement • What every investor needs to know about building wealth • How an "investment policy" helps you make wise decisions in any market • The essential tax-deferred retirement plans, from 401(k)s to Individual Retirement Accounts -- and how to manage them • How to invest in real estate at a bargain price (and how to spot something that looks like a bargain but isn't) • Eleven ways of keeping a steady income while you're retired, even after a stock market crash • Financial planning -- what it means, how you do it, and where to find good planners Page by page, Quinn leads you through the pros and cons of every decision, to help you make the choice that will suit you best. This is the single personal-finance book that no family should be without.